Property Finance Specialists 

Proven loan solutions for first homebuyers, seasoned investors and complex lending scenarios.

Access over 60 lenders in one place.

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About Us:

With over 30 years of combined finance experience, Horizon Financial Solutions has been delivering tailored property finance in South Brisbane, greater Southeast Queensland and Australia-wide since 2005. Specialising in Jimboomba, Cedar Grove and Beaudesert your local brokers pride themselves in delivering exceptional customer service. 

With a no-nonsense, straight-talking and honest approach, we streamline and simplify your finance application process and help you learn how you can achieve better loan outcomes. 

Whether you are a first homeowner in Bahrs Scrub seeking to enter the property market in anywhere Woodhill to Spring Mountain and understand property finance foundations, are looking to refinance for a better rate or to release equity, or are a seasoned investor seeking complex finance solutions, Horizon can help.

Having written thousands of loans during our 17 years of operation, we have extensive lender contacts, loan product knowledge, and know how to structure your application for success. 

99.99% Loan Application Success Rate: 

Horizon’s almost-perfect loan application success rate is representative of our approach to helping you secure finance. If you have been refused finance elsewhere, or have complex loan requirements, our approach will help you achieve your goals, without requiring multiple applications that ruin your credit file.

Our Approach:

Applying for home finance can be a frustrating and stressful time with multiple moving parts and stakeholders involved. Our no-nonsense approach means we do not sugar coat scenarios that only end in disappointment and could potentially be costly. This approach, combined with our 17 years’ of experience, helps you save time when it matters, and can be the difference required in securing the property of your dreams. Whilst working out of Cedar Grove, we're the specialists in Bahrs Scrub, Woodhill, Flagstone, New Beith, Gleneagle, Greenbank and Spring Mountain. 

 Lender Relationships:

Our excellent lender relationships built over 17 years of service means we have intricate knowledge of their appetite for various individual financial circumstances, and their likelihood to review an application favourably. We also prepare and package loan applications in the lender’s preferred format, making it easier for them to understand your unique financial situation and strengths. 

Integrated Finance Solutions 

Loan structure is critical to your financial future and must be considered as part of your overarching financial plan. We proactively work with your accountant and financial planner to help align loan structure with your greater goals and tax minimisation strategies. Whether you are looking at purchasing your first property, are seeking a better deal on an existing loan, or are a property investor looking for advanced advice around finance structure, you are in the right place. 

Setting up your property finance with the appropriate loan structure for your unique financial circumstances is critical and can have a huge impact on your financial future. 

Loan Specialties: 

First Home Buyers:

Your first home loan is the foundation for your future. You should factor your short, mid and long-term plans and goals, such as marriage, planning for family, and future investment plans. Horizon’s 17 years of experience means we know which questions to ask and what you should consider.

Investment Property Finance

Investment property loan structure is critical and can have a huge impact on wealth creation. Horizon helps you understand the various inputs that will influence your choice of loan solution, and has an excellent understanding of tax and negative gearing implications that may influence that decision.

Construction Loan Specialists: 

As one of Australia’s leading construction loan specialists, we have helped hundreds of people build their dream home. Through our understanding of construction complexities, we can help hasten the build process, from slab down to final settlement.  

Refinancing and Debt Consolidation:

Whether you are simply seeking no-nonsense advice on your existing home loan, or would like a debt consolidation strategy to eliminate high interest loans on credit cards and vehicles, while freeing up lazy equity, our lender contacts and deep product knowledge makes the process easy.

Self Employed: 

 If you are self-employed and have struggled to secure finance, we can often help. The way we structure your finance application and present it to lenders often helps them better understand your business and can result in significantly higher borrowing capacities. 

Other services that we offer:

  • Equipment Finance
  • Business finance
  • Commercial property loans
  • SMSF lending
  • Asset and equipment finance

Located in Bahrs Scrub, Woodhill, Flagstone, New Beith, Gleneagle, Greenbank, Spring Mountain or in a surrounding suburb? Get in touch now! 

What we'll do for you.

From understanding your goals to settlement and beyond, here is how we’ll work together.

  • Understand your goals

    We’ll take the time to understand your unique situation and goals.

  • Provide you with some options

    We’ll do thorough research, provide you with a few loan options and help guide you through your decision.

  • Get it sorted for you

    Once you’ve selected your preferred loan we’ll do the legwork to get it lodged, approved and settled. 

  • Help you save

    We’ll stay in touch to make sure that you still have the right loan as your situation changes (and try to save you money along the way!).

What makes us different?

Horizon Financial Solutions Banks & lenders

Your own personal, non-bank affiliated home loan expert

Free for you1

See how we're paid

We work in your best interests (we’re not owned by a bank)

Fast turnaround times2

Access to over 60+ banks and lenders in one place3

Ongoing support and guidance once your loan has settled4

Meet your team of local mortgage experts.

Andrew
Andrew Leak
Mortgage Broker
0400703609 andrewl@horizonfs.com.au
Map
42a Whitaker Road, Cedar Grove QLD, 4285, Australia
1300884779

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